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Buying & Mortgages
Always remember that a holiday home is an additional asset and you consult with an Independent Financial Advisor when acquiring additional assets.
There are a wide number of "Buy to Let" mortgages available, some at fixed rates, which can be accessed more easily through mortgage brokers. Your solicitor will be able to recommend reputable firms of brokers for this purpose.
Properties can be owned jointly either on a joint tenancy or a tenancy in common. Discussion with you solicitor will ensure that it is owned in a way which is most efficient for inheritance tax and capital gains tax purposes.
When buying a property obtain a "House Purchaser's Report" as a minimum requirement, have the property surveyed and valued and have your solicitor carry out a full range of searches.